For many Americans, November is a time to renew health insurance and the state of Illinois is asking you to review your policies and shop for health insurance. Open enrollment began on Sunday, November 1st, and runs through December 15th, of 2020. The Illinois Department of Insurance is encouraging Illinoisans to begin their search for coverage by visiting getcoveredillinois.gov to find relevant information for them to help compare health plans, get enrollment help, and even in some cases financial assistance.
There are 179 plans offered by eight different carriers and the IDOI is hoping that consumers know if they need health insurance, help is available. Last year, 240,000 people in Illinois received premium tax credits to reduce their monthly premium payments. According to last year’s enrollment numbers, once the tax credit was applied, the average monthly premium payment for Illinois consumers with a plan was about 153 dollars.
Consumers can choose on the ACA Marketplace from three different levels: Gold, Silver, and Bronze. Each one has a range of coverage and costs and anyone who was enrolled in a plan last year will be automatically enrolled into the same plan or a similar one offered by the same insurer for the 2021 plan year.
Please visit https://getcovered.illinois.gov/en to view plans and have a certified application counselor to help you through the process. For more information visit https://insurance.illinois.gov/HealthInsurance/ConsumerHealth