Garrett Ulmer is a risk advisor at Shelbyville Insurance and he talked about some misconceptions people may have about what is covered when your pipes were to burst in your home.

Ulmer went on to talk about how water backup is not the same thing as when your pipes burst.

It’s that time of year when the pipes in your home can freeze and potentially even burst, so Garrett Ulmer gave some tips and tricks on how you can potentially keep that from ever happening.

Garrett Ulmer was a guest on the Newstalk WTIM Morning Show live from our studios in downtown Shelbyville.