The Social Security Administration is highlighting new methods to protect Americans from fraud.  The changes relate to how the agency verifies an individual’s identity for direct deposit.  Jack Myers, Public Affairs Specialist with the SSA, says the new process is not only more secure, but also more efficient. 

If there are any issues with identity verification, SSA will reach out to the affected person first by phone.  If there is no response, they would then send a letter in the mail.  This would take place within a few days of the initial claim.  Myers also reminds people that not everyone is required to prove identity in these instances. 

The agency is also urging people to take steps to make the most of their Social Security benefits.  This includes the Representative Payee program.  It allows a beneficiary to designate a loved one or organization to receive payments on their behalf if they eventually lose financial autonomy. 

An individual can name up to three payees.  The SSA recommends customers designate a representative payee as soon as possible to avoid issues and delays later. 

People who receive Social Security benefits may also be eligible for Supplemental Security Income (SSI), and many are unaware they are eligible.  SSI is available to anyone who meets the program’s income and resource limits and either is at least 65 years of age or has a disability. 

The SSA recognizes April as Financial Literacy Month, an effort to educate people on ways to become and remain financially fit.  Myers says Social Security is an important part of any financial plan.

More information on Social Security is available at www.ssa.gov.

Jack Myers appeared as a guest on the WTIM Morning Show.