Mrs. Frances B. Smith, of Witt, IL passed away at home at 12:30 am Sunday, October 12, 2014 surrounded by her loving family.

She was born in Pana, IL the daughter of James and Emily (Beauchamp) White.  Frances married Richard E. Smith formerly of Tovey, IL on July 23, 1948 in Palmer, IL.

 Mrs. Smith worked at the Cardinal Plant in Kincaid, IL and Rothley’s in Taylorville, IL and at one time managed a Camp Ground in Ft. Lauderdale, FL.  She loved sewing, crocheting, working ceramics, in her younger years riding a Harley with her husband, and spending time with her family, especially her grandchildren.

 Surviving are her husband of 66 years Richard Smith of Witt, IL 2 daughters Sue Bryce of Witt, IL Sherry Terneus of Charleston, IL 4 grandchildren Rick (Nedra) Bryce of  Irving, IL Tara (Brian) Brown of Heyworth, IL Stacy Terneus and Scott Terneus both of Decatur, IL and a great granddaughter Emily Brown along with several nieces and nephews.

 Her parents, 3 brothers Gene, Carroll and Jim Smith and a sister Donna Ritchey preceded her in death.

 Funeral services will be held at 11:00 am Wednesday, October 15, 2014 at Masterson Funeral Home, Kincaid, IL. Pastor Joy Cashetta will officiate.  Burial will follow in Bethany Cemetery, rural Edinburg, IL.  Visitation for Mrs. Smith will be held from 9 to 11 am Wednesday at Masterson Funeral Home, Kincaid.  Please visit her on-line obituary at

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